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private wealth managers

The quality of our firm begins with the quality of our professionals.


Derek Gray, CFP® Photo Derek Gray, CFP® Hover Photo
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Derek Gray, CFP®

Director of Private Wealth Management/Wealth Strategist

Derek Gray, CFP®

Director of Private Wealth Management/Wealth Strategist

Phone: (518) 391-4270   Email: dgray@curranllc.com

As Director of Private Wealth Management/Wealth Strategist, Derek is dedicated to providing clients with financial solutions designed to generate wealth, maximize the value of their assets, protect their financial security, and, ultimately, to enhance their quality of life. With a priority of providing the highest level of service and attention, Derek attends to client matters relating to investments, retirement, insurance, tax planning, estate planning and other areas pertinent to the financial well-being of our clients.

Derek arrived at Curran Wealth Management in 2016 already with an extensive experience in the financial industry. Prior to Curran Wealth Management, Derek worked for The Ayco Company, L.P., A Goldman Sachs Company in Albany, NY from 2007 until 2016 as a Senior Financial Planner. At Ayco, his primary role was to provide comprehensive financial planning and implement suitable investment and insurance solutions to a client base consisting of executives of various fortune 500 companies. Prior to Ayco, Derek first began his financial services career in 2004 with The Phoenix Companies in East Greenbush, NY, where he serviced clients with a variety of life insurance and wealth management products. 

Derek has obtained his Certified Financial Planner™ certification from the CFP Board of Standards. He is a graduate of the State University of New York at Oneonta, where he earned a Bachelor of Science degree in Business Economics. Additionally, Derek is a General Securities Representative with Series 7, Series 66, and Series 6 licenses and also possesses his Life, Accident & Health Insurance license from New York State.

Although born in North Carolina, Derek moved with his family to New York and has resided in the Capital District since early childhood. Away from business, he enjoys spending time with his wife and three children. Additionally, Derek volunteers his time to enhance his profession as an active member of the board of directors for the Northeastern New York chapter of the Financial Planning Association.

Cristina L. Scheid Photo Cristina L. Scheid Hover Photo
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Cristina L. Scheid

Private Wealth Manager

Cristina L. Scheid

Private Wealth Manager

Phone: (518) 391-4226     Email: cscheid@curranllc.com

As a Private Wealth Manager since 2001, Cristina works with our team of professionals to deliver comprehensive wealth management solutions and provide our clients with the highest level of service and attention.

Cristina began her career in 1991 at First Albany Corporation. As a member of the Financial Services Department, Cristina was responsible for marketing special products to the firm’s Investment Executives.

She also worked as a registered sales assistant for more than four years concentrating her efforts on client services. In 2000, Cristina joined Morgan Stanley as a Financial Advisor, part of a team of three advisors and specializing in financial planning. After assisting clients to put their plans into action, she continued to monitor the plan’s progress and to keep her clients updated as to the plan’s success. Cristina is a graduate of the State University of NY at Plattsburgh with a degree in International Business.

Cristina has completed a series of Certified Financial Planner (CFP) classes, including courses in Retirement, Tax Planning and Risk Management.

Emily Bornhorst Photo Emily Bornhorst Hover Photo
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Emily Bornhorst

Private Wealth Manager

Emily Bornhorst

Private Wealth Manager

Phone: (518) 391-4248    Email: ebornhorst@curranllc.com

As a Private Wealth Manager since 2012, Emily works with our team of professionals to deliver comprehensive wealth management solutions and provide our clients with the highest level of service and attention.

A graduate of the State University of New York at Cortland, Emily began her career in 2006 as the Associate Investment Analyst for the American University in Cairo. Working closely with the Chief Investment Officer and Board of Trustees, Emily was responsible for monitoring the University’s endowment and aiding in the research and analysis of new investment opportunities.

Originally from Queens, NY, Emily relocated to the Albany area in 2012. Outside of business, Emily enjoys hiking and snowshoeing in the Adirondacks.

Andrew Minnick Photo Andrew Minnick Hover Photo
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Andrew Minnick

Private Wealth Manager

Andrew Minnick

Private Wealth Manager

Phone: (518) 391-4255   Email: aminnick@curranllc.com

As a Private Wealth Manager since joining Curran Wealth Management in 2020, Andrew works with our team of professionals to deliver comprehensive wealth management solutions and provide our clients with the highest level of service and attention.

As a graduate of State University of New York at Oswego, Andrew began his career at Ayco, a Goldman Sachs Company, in 2014. As a Senior Financial Analyst/Senior Team Leader, Andrew was responsible for providing comprehensive financial planning and investment solutions to a myriad of employees and executives from several fortune 500 companies. Andrew's experience includes, but is not limited to investment management, insurance analysis, retirement planning, education planning, budgeting, taxation, and estate planning.

Andrew earned his Bachelor of Science in Accounting at the State University of New York at Oswego and a Master of Business Administration with a concentration in Management from the State University of New York at Albany. Additionally, Andrew is a General Securities Representative with Series 7, SIE, and Series 66 licenses.

Outside of business, Andrew enjoys spending time with his wife and son exploring the outdoors. One of his passions includes swimming, as he competed from high school throughout his college career.