2024

Today we discuss the results of the recent “Consumer Confidence Survey” taken by Bloomberg's Conference Board and what we can infer from participant responses.

The Q3 2024 portfolio rankings have been released by both Broadridge Lipper and Zephyr PSN.

As we approach the end of the year, we would like to remind you of a few important tax/retirement plan related deadlines.

For most Americans, purchasing a home is the single largest investment they will make. Your home probably represents a substantial percentage of your net worth. When developing your financial plan, it is essential to consider the value of the home, what the anticipated increase in value may be over time, the property taxes to be paid, and the expected maintenance and upkeep that come along with home ownership.

The most common questions we are hearing from clients today are, “How will the upcoming elections affect the stock market?”, and “Should I get out of the stock market until the elections are over?” Based on historic data, the answers to these questions are “Very little” and “No”, respectively.

In our most recent podcast, I discuss the power of compounding to secure your financial future, as well as the psychological and practical hurdles of saving to spend versus saving to invest.

Each quarter, Broadridge Lipper releases its “Best Money Managers” ranking, a comprehensive survey of institutional money managers. While Curran Wealth Management received awards in 16 different categories for the awards quarter ending 6/30/2024, we want to highlight 2 awards in particular.

Each quarter, Zephyr releases its “PSN Top Guns” ranking, an important reference for plan sponsors, investors, and asset managers, showcasing the best performing separate accounts, managed accounts, and managed ETF strategies. While Curran Wealth Management received awards in 6 different categories for the awards quarter ending 6/30/2024, we want to highlight 3 awards in particular.

Artist Len Tantillo reproduces Albany's past as local group attempts to bring the waterway back to downtown through the old Lock 1. 8/28/2024

In our most recent podcast, Kevin and I discuss how we manage your investments in the stock market. Please watch the podcast to hear more about how Curran is “Defining Quality”.

Each quarter, Broadridge Lipper releases its “Best Money Managers” ranking, a comprehensive survey of institutional money managers. While Curran Wealth Management received awards in 24 different categories (including seven Top 5 finishes) for the awards quarter ending 3/31/2024, we want to highlight 2 awards in particular.

Each quarter, Zephyr releases its “PSN Top Guns” ranking, an important reference for plan sponsors, investors, and asset managers, showcasing the best performing separate accounts, managed accounts, and managed ETF strategies. While Curran Wealth Management received awards in 20 different categories for the awards quarter ending 3/31/2024, we want to highlight 5 awards in particular.

With another election cycle upon us, it is a good time to reiterate the importance of staying in the market, regardless of who is in the White House. While it is natural to feel some stress about how your investments will be affected by elections, history tells us they have little to no effect on stock market outcomes.

In January, the S&P 500 (market) established a new all-time high, which has since been beaten several times. During March alone the S&P 500 would mark eight new historic highs. January’s initial closing high would come two years after the previous high back in January 2022. We are in the midst of a new bull market. Declaring when the bull market initially begins can be debatable, but a new all-time high settles the debate. Investors waiting on the sidelines for signs to buy have missed a market rise of 45% as of the market close April 5th.

Many have noticed that every year, we at Curran Investment Management (CIM) send Annual GIPS composite reports. For you, as our client or prospective investor, it may strike you as some sort of regulatory requirement and you may pay little attention to it. However, it may interest you to know that GIPS is voluntary, and many financial advisors and investment managers do not comply with GIPS.

We are committed to managing the financial affairs of our clients expertly and confidentially, and as such, on an annual basis we provide, or offer to provide, certain information to you about CIM, LLC (d/b/a Curran Wealth Management and d/b/a Curran Investment Management).

Each quarter, Broadridge Lipper releases its “Best Money Managers” ranking, a comprehensive survey of institutional money managers. While Curran Wealth Management received Top 20 awards in 9 different categories for the awards quarter ending 12/31/2023, we want to highlight 2 awards in particular.

There's still time to contribute to your traditional IRA, Roth IRA or SEP IRA until the tax filing deadline of April 15th. To access your tax documents please login to Fidelity.com, click on Documents and then select Tax Forms and your tax documents will be listed under your account. If you have another custodian, please login to your account to access your tax documents. Below are some quick notes to keep in mind regarding retirement contributions and QCDs.‍

Thomas Curran, founder of Curran Wealth Management, announces the launch of the "Investing Ahead Podcast," a platform dedicated to empowering listeners with financial insights and strategies for achieving long-term security. Inspired by his Amazon bestselling book, "Investing Ahead: Eight Essentials for Achieving Financial Security," Curran aims to distill over 50 years of expertise into accessible advice for a broader audience.

Each quarter, Zephyr releases its “PSN Top Guns” ranking, an important reference for plan sponsors, investors, and asset managers, showcasing the best performing separate accounts, managed accounts, and managed ETF strategies. While Curran Wealth Management received awards in 7 different categories for the awards quarter ending 12/31/2023, we want to highlight 3 awards in particular.

I read with interest a story in the Financial Times on January 23, 2024.Japan is the first of the big, advanced economies to have experienced labor shortages, but they are clearly not the only one. Their problems date to 1997. Interestingly, the United States labor participation rate peaked a year later in 1998.The problem is not a new one. It has been developing for about 25 years in both countries (along with the UK, Italy, Germany, and many others).

Much time, effort and money are expended every year producing and analyzing economic and market forecasts. One wonders why so many analyze the reports, pouring over them every December, considering their track record for veracity. Before we render a verdict on the three previous forecasts, let us consider two quotes, one by the famed economist and ambassador John Kenneth Galbraith and the other by investor Warren Buffet.